27 De Mayo Group
The loan they will take out will benefit the owners of small businesses, including Fidelia. She says this is the first time she been a part of Pro Mujer, and she joined at the invitation of her daughter, who is a member of the institution.
At the present time, she has a business selling clothing. She indicates that this enterprise was acquired years ago, and that she sold used clothing, later changing the product to new clothing, which she sells with her daughter's help.
The loan she will take out now is to purchase merchandise such as fabric, which she will acquire from the border of Bolivia and Peru, and later sell in the markets in the city of El Alto. This form of work allows her to generate resources for supporting her family as much as possible, as she is single and has a child.
When asked what she likes about Pro Mujer, she responds that she likes the training area.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Fidelia es una integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de su hija que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este emprendimiento fue adquirido hace años, pues ella vendía ropa usada, cambiando el producto a ropa nueva que comercializa con el apoyo de su hija.
El crédito que ahora sacará es para la compra de mercadería (compra de tela) mismo que adquirirá de la frontera de Bolivia y Perú y posteriormente lo comercializará en las ferias de la Ciudad de El Alto. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y tiene un hijo.
Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta el área de capacitación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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