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Married to a police officer and mother of two school-aged children, Rafiétou is a 34-year-old retailer of products including sugar, honey, corn and pancakes. She sells her goods out of a warehouse. She gets her supplies at the Grand Market of Lomé, and two people lend her a hand to help her advance her business. This is her first loan from WAGES and it will allow her to stock up on goods and supplies (sugar, honey, corn, and raw ingredients such as flour and oil to make pancakes.) In the future, she would like to grow her business and educate her children well.
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Femme d’un policier et mère de 02 enfants tous scolarisés, madame Rafiétou âgée de 34ans est revendeuse des produits de détails notamment sucre, miel, maïs, et des galettes sous un hangar. Elle s’approvisionne au Grand marché de Lomé et 02 personnes lui prêtent main forte pour l’avancement de son activité. Elle est à son premier crédit de WAGES et ce prêt lui permettra de s’approvisionner en marchandises (sucre, miel, mais et des matières premières (farine de blé, de l’huile) pour faire des galettes). Dans l’avenir, elle veut agrandir l’activité et bien éduquer ses enfants.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 15
    View loans »
    Togo Loans Fundraising
  • $8,750,850
    Funds lent in using Kiva
  • 533.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Rafiétou to buy sugar, honey, and other ingredients.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 11, 2012
Aug 1, 2012
Currency Exchange Loss:
Feb 28, 2013