Hout, age 31, is a humble villager living in the Baray district, Kompong Tom province. She is married to a local farmer and has three school-age children who still need daily allowances. Hout and her husband have tried hard in their business in order to uplift their living standard and provide their children with basic necessities. Hout cultivates the land and also raises pigs in her backyard to add more income, while her husband manages a rice farm and is involved in a firewood-trading business. Hout's husband owns a buffalo and a trailer for transporting his firewood place to place. He is the main income provider of the family.
Due to the need of an additional buffalo for the support of the firewood business, Hout would like to obtain a loan in the sum of KHR 4,000,000 to purchase a buffalo. The buffalo also can be used in the farming business. She hopes that the loan will contribute to a higher income.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.