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Mrs. Tuya, 41, works as a janitress in a company office. She is a widow and lives with her two children in her bad house in Ulaanbaatar, the capital city of Mongolia. It has not had any complete repair since it was built. In winter heat loss and emission happens to her old house through the roof and walls. She and her brother together made a small repair to them, but still it is happening, so she decided to make the repair by professional builders before this coming winter.

Her family has been using the too much coal and other kind of fuels just to stay warm at their home in winter for many years. She knows it is the worst thing to their health and the environment. The loan she is taking will be dedicated to buying building materials to do insulation and make repairs to her house walls and roof and cover the cost for hired builders.

Additional Information

More information about this loan

This loan is part of Credit Mongol's green loan program, which helps clients to purchase products for improving their heating and ventilation systems, reducing pollution and health problems caused by burning coal in the winter.

About Credit Mongol

Credit Mongol is the largest non-banking financial institution (NBFI) in Mongolia. Its mission is to contribute to the prosperity of Mongolians by providing high-quality, affordable and varied financial services to micro-entrepreneurs and small-to-medium-sized businesses. It prioritizes serving remote, rural populations that have typically lacked access to credit and other financial services. Uniquely, it offers solar panel loans to nomadic herders, most of whom live without electricity.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mongolia

  • $5,900
    Average annual income
  • 10
    View loans »
    Mongolia Loans Fundraising
  • $15,437,650
    Funds lent in using Kiva
  • 1,337.0
    Mongolia Tugriks (MNT) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Tuya to buy building materials to do insulation and make repairs to her house walls and roof and cover the cost for hired builders.
100% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Jul 25, 2012
Jul 31, 2012
Currency Exchange Loss:
Sep 17, 2015