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Caritas Alegres  (Cuenca) Group
In this Group: Noemi Leticia , Ines Delia, Martha Beatriz, María Transito, María Dolores*, Fanny Catalina, Gladys Esperanza, Cecilia Verónica, María Adelina, Marha Teolinda
* not pictured
The “Caritas Alegres” (Cheerful Little Faces) communal bank has 10 members most of which are coworkers. They work daily in a market in the city and some of them also work in various activities. They are kind, nice women who still preserve the culture and traditions of their peoples. They live in different parts of Cuenca, a city known as the Athens of Ecuador and which has been a Cultural Heritage of Humanity since 1999. The charisma of its people, its scenery and its cuisine which is quite varied and the warm-heartedness of its people make this city very special.

One of the group members is Gladys, 29. She’s married and has had five children who are 13, 11, 8, 5 and 2 years of age. Her oldest daughter is attending secondary school in the city and the next three children attend a little local elementary school. Her husband works as a private employee. She does not have a house of her own. She shares her in-laws’ house sharing all household expenses with them.

Gladys takes care of her home but also contributes to household economy. For the last two months she’s been working in carpentry because she likes this activity; she works Monday through Saturday. She’s also worked for the last nine years providing snacks, soft-drinks, water and others for social events.

This is this fourth loan in her communal bank and she will use it to buy sweets and school supplies for her children. Her dream is to own her a carpentry shop since she’s quite knowledgeable in this art.
View original language description ↓
El banco comunal Caritas Alegres está formado por 10 socias quienes en su mayoría son compañeras de trabajo, laboran diariamente en un mercado de la ciudad, algunas también laboran en diferentes actividades, son mujeres amables, gentiles y aun mantienen la cultura y tradiciones de sus pueblos. Viven en diferentes lugares de la ciudad de Cuenca, esta ciudad es conocida como la Atenas del Ecuador, es desde Diciembre de 1999 Patrimonio Cultural de la Humanidad, el carisma de su gente, sus paisajes, su gastronomía que es muy variada y el calor de su gente hacen de esta ciudad un lugar muy especial.

Una de las socias de este grupo es la Señora. Gladys, tiene 29 años, es casada y en su unión conyugal ha concebido 5 hijos de 13, 11, 8, 5 y 2 años de edad, su primera hija está estudiando en un colegio de la ciudad y sus tres hijos siguientes estudian en una escuelita de la ciudad. Su esposo labora como empleado privado, no tiene casa propia por lo que vive en casa de sus suegros compartiendo los gastos del hogar.

La Señora Gladys se dedica al cuidado de su hogar, pero para aportar a la economía de su hogar labora hace 2 meses en una carpintería ya que le gusta trabajar en esta actividad y trabaja de lunes a sábados. En eventos sociales se dedica a la venta de confitería, gaseosas, aguas y más, labora en este negocio hace 9 años.

Se encuentra en el cuarto crédito que realiza en el banco comunal y su crédito lo va a invertir en la compra de confitería y útiles escolares para sus hijos.

Su sueño es tener su propio taller de carpintería ya que conoce mucho de este arte.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 50
    View loans »
    Ecuador Loans Fundraising
  • $23,490,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Caritas Alegres (Cuenca) Group's $2,750 loan helped a member to buy sweets and school supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 12, 2012
Listed
Aug 8, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013