Luz De Luna Brillante Group
The loan they will take out will benefit the small businesswomen in the group, of which Alicia is a member. She says that she has been a member of Pro Mujer for two cycles. She joined by invitation from a friend who is a member of the institution.
She currently has a business of selling sweets. She learned this from a friend who she helped with sales. Alicia later undertook her own business. The loan that she will now take out is to expand and improve the business (to buy sweets and flour). She will make her purchases at the fairs in the city of El Alto. She will later prepare and sell the sweets at her sales location. This way of working allows her to generate resources to support her family as much as she can. She is in a common-law marriage, and she has three children.
When asked what she likes about Pro Mujer, she replied that she likes the health and loan trainings and the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Alicia es una integrante, ella indica que desde hace dos ciclos que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de golosinas, mismo que aprendió de una amiga a quien ayudaba en la venta, posteriormente ella emprendió su propio negocio.
El crédito que ahora sacará es para ampliar y mejorar el negocio (compra de golosinas y harina) que comprará de las ferias de la Ciudad de El Alto y posteriormente a la preparación lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en concubinato y tiene tres hijos.
Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito y los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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