The loan that they have taken out will benefit the small micro-businesses where Señora Elena is a member. She points out that she joined Pro Mujer four years ago, entering upon invitation from a promoter of the institution who came to her house to invite her. Now she has a business weaving a type of traditional woolen cloth called "aguayo". She says that she acquired this art as a child because her mother taught her, and that with the passing of time she decided to turn it into a business. Now she is sells it constantly.
The loan she will now take out is for increasing her capital (buying wool) as well as to acquire shop distributers, and then afterwards make and sell to order. This form of work allows her to generate resources in order to support her family in every possible way since she is married and has three children.
When she was asked what she likes about Pro Mujer, she responded that she likes the loans and the savings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Elena es una integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a invitarla. En la actualidad ella tiene un negocio de tejido de aguayos; cuenta que desde niña a adquirido este arte, ya que su madre le enseño, con el pasar del tiempo decide volverlo negocio y en la actualidad lo comercializa constantemente.
El crédito que ahora sacará es para la ampliación de su capital (compra de lana) mismo que adquirirá las tiendas distribuidoras y posteriormente lo elaborara y lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene tres hijos.
Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta el crédito y los ahorros.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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