Pro Fortaleza Group
The loan they’ll take out will benefit small micro businesses among which is Yanina’s. She indicates that she joined Pro Mujer five years ago having been invited by a girlfriend who is a member of the institution. She currently has a business selling cosmetics. She relates that she was attracted to this business because it’s easy and leaves her with time to tend to her family.
The loan she’ll take out now is to buy merchandise. She will buy cosmetics along the Bolivia-Perú border and will resell it in the weekly street markets. This way of working allows her to generate resources to support her family because she’s single and has three children.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Yanina es una integrante, ella indica que hace cinco años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de cosméticos; cuenta que le atrajo esta actividad porque es fácil y le da tiempo para atender a su familia.
El crédito que ahora sacará es para la compra de mercadería (compra de cosméticos) mismo que adquirirá de la frontera de Bolivia y Perú y lo comercializará en las ferias semanales. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y tiene tres hijos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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