The loan that they will take out will benefit the group’s small businesswomen, where Santusa is a member. She joined Pro Mujer three cycles ago. She joined on invitation from one of the institution's promotors who came to her house to invite her. She currently has a business of making embroidered petticoats. She says that she learned this business from her family some years ago. However, she decided to undertake a business by herself.
The loan that she will now take out is to expand her business (to buy fabric). She will buy the fabric at the fairs in the city of El Alto. She will later sell what she makes at the fairs on the Bolivian – Peruvian border. This way of working allows her to generate resources to support her family as much as she can. She is married and has five children.
When asked what she likes about Pro Mujer, she said she likes the trainings about loans and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Santusa es una integrante, ella indica que desde hace tres ciclos que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a invitarla. En la actualidad ella tiene un negocio de elaboración de enaguas bordadas; da a conocer que este negocio lo aprendió de su familia desde hace tiempo atrás, pero ella decidió emprender un negocio sola.
El crédito que ahora sacará es para ampliar el negocio (compra de telas) mismo que comprará de las ferias de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en las ferias de las fronteras bolivianas - peruanas. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene cinco hijos.
Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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