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Retoños Group
In this Group: Santusa , Rebeca , Fermina Maruja, Julia , Gladys, Veronica Elizabeth, Florencia, Laura Rocio
The Retoños communal bank will start its second cycle with Pro Mujer as part of the Collpani Focal Center. It is comprised of eight members, and it is led by a governing board. Santusa is the president. The businesses that the members of the communal bank carry out are varied. Among them are the production of petticoats and veils, making traditional skirts, making pastries, weaving blankets, making mattresses, carpentry, and selling food.

The loan that they will take out will benefit the group’s small businesswomen, where Santusa is a member. She joined Pro Mujer three cycles ago. She joined on invitation from one of the institution's promotors who came to her house to invite her. She currently has a business of making embroidered petticoats. She says that she learned this business from her family some years ago. However, she decided to undertake a business by herself.

The loan that she will now take out is to expand her business (to buy fabric). She will buy the fabric at the fairs in the city of El Alto. She will later sell what she makes at the fairs on the Bolivian – Peruvian border. This way of working allows her to generate resources to support her family as much as she can. She is married and has five children.

When asked what she likes about Pro Mujer, she said she likes the trainings about loans and health.
View original language description ↓
La A.C. “RETOÑOS” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Collpani, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Santusa es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: Producción de enaguas y mantillas, costura de polleras, repostería, tejido de mantas, elaboración de colchones, carpintería, venta de comida.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Santusa es una integrante, ella indica que desde hace tres ciclos que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a invitarla. En la actualidad ella tiene un negocio de elaboración de enaguas bordadas; da a conocer que este negocio lo aprendió de su familia desde hace tiempo atrás, pero ella decidió emprender un negocio sola.

El crédito que ahora sacará es para ampliar el negocio (compra de telas) mismo que comprará de las ferias de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en las ferias de las fronteras bolivianas - peruanas. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene cinco hijos.

Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 77
    View loans »
    Bolivia Loans Fundraising
  • $28,055,575
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Retoños Group's $2,925 loan helped a member to buy fabric.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 6, 2012
Listed
Aug 8, 2012
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2013