Flor De Papa Group
This loan will benefit small entrepreneurs such as Sra. Venancia. She says that she joined Pro Mujer one year ago after receiving an invitation from a promoter who came to her house. At the moment, Venancia has a cattle business that she has managed for several years. This is a family business where she continues to work.
The loan she is receiving now will be used to increase her capital for buying cattle. She will purchase the animals from individuals who come to her home to sell them. Venancia will then raise these animals until they are ready to be sold. Working in this manner enables her to generate income to support her family as much as possible. Venancia is married and has two children.
When asked what she enjoys about Pro Mujer, Venancia said that she likes the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Venancia es una integrante, ella indica que hace un año que integra Pro Mujer, ingresando por invitación de una promotora de la institución que fue a su casa a invitarla. En la actualidad ella tiene un negocio de ganadería desde hace varios años, siendo este un negocio familiar que sigue trabajando.
El crédito que ahora sacará es para el aumento de capital (compra de ganado) que comprará de las personas que le ofrecen en su domicilio y posteriormente los criará para comercializarlo. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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