Update on Maria MagdalenaMaria Magdalena, 35, is single and lives with her parents and her children in Ventanas Canton in the province of Los Ríos.
The members of the Luchando por una Misma Causa communal bank are located in the precinct of La Primavera in Ventanas Canton. This communal bank works on short-cycle agricultural labor growing corn and rice.
Maria Magdalena works in agriculture growing corn and pigeon peas. She also raises chickens and pigs. She buys her products in Ventanas.
She is requesting the loan to buy seed, supplies, Ranger, and fertilizer for the crops. With the support of the loan she has been able to plant economically to supply her needs. Her dream is to plant more hectares of land.
In her free time she likes to do housework.
Los miembros de la V.R.C. LUCHANDO POR UNA MISMA CAUSA, se encuentra ubicada en el en el Recinto La primavera, perteneciente al Canton Ventanas, esta ventanilla se dedica a labores agrícolas de ciclo corto siembra de maíz y arroz.
Maria Magdalena se dedica a la agricultura a la siembra de maíz y frejol gandúl, además se dedica a la cría de gallinas, cerdos. Los productos los compra en Ventanas.
Solicita el crédito para comprar semilla, insumos, ranger, fertilizantes para los cultivos. Con el apoyo del crédito ha podido sembrar económicamente para suplir sus necesidades. Su sueño es sembrar más hectareas de terreno.
En el tiempo libre le gusta realizar los quehaceres domésticos.
Previous Loan DetailsMaria Magdalena is 35 years old. She is single and lives with her parents and children in the Ventanas canton of the province of Los Ríos. The members of the LUCHANDO POR UNA MISMA CAUSA [Fighting for the Same Cause] community bank are in the town of La Primavera, which belongs to the Ventanas... More from Maria Magdalena's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid