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Winnie's Group
In this Group: Winnie, Brendah, Birugi, Jean, Florence, Rose, Florence
Winnie's Group is comprised of seven hard-working women. Winnie is 21 years old, is single and lives in the town of Kyengera in the Kampala West region of Uganda. For the past four years, Winnie has been working hard to manage her retail shop where she sells sugar, beans, rice and salt.

To help expand her business, Winnie has requested a loan of 900,000 Ugandan shillings from BRAC Uganda. The loan will be used to buy a refrigerator and will help Winnie to generate greater profits and buy a plot of land. She hopes that in the future she will be able to build her own house and buy a car.

Winnie is a member of BRAC's Empowerment and Livelihood for Adolescents (ELA) program. In addition to microfinance loans, the program provides both a safe place for young Ugandan women to take part in group activities, and a forum for life-skills training.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,500
    Average annual income
  • 176
    View loans »
    Uganda Loans Fundraising
  • $28,672,675
    Funds lent in using Kiva
  • 2,480.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Winnie's Group's $1,700 loan helped a member to buy a refrigerator.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 19, 2012
Listed
Jul 31, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013