Luljeta is 40 years old and has four children. The oldest is 18 and the youngest is six. She is married and lives with her family in the central eastern part of Albania where the topography is characterized by rough, rocky terrain due to the presence of huge mountains. Luljeta started a dairy business eight years ago and her husband helps her out in her business because he does not have a job of his own. Her business has been going well.
Luljeta is requesting a loan through the Kiva partner VisionFund Albania to buy one milk cow. She plans to add three more cows to the heard later on to grow and make more profit. This will be her first loan. Luljeta wants to thank all lenders for their kindness and give her word that she will pay back her loan.
About VisionFund Albania
VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.