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Melkianus is a 38-year-man. He has a son, Kristian, 3 years old. Melkianus generates income by being a fishmonger. He usually sells fish at the daily market from 5 a.m. to 9 a.m. If the fish are not sold out at the market, he sells them around his village in the afternoon. Besides selling fish, Melkianus also sells daily basic needs e.g., instant noodles, instant spices, snacks, coffee, and tea at his house. He displays these things in an old cupboard. Melkianus really wants to improve his business but unfortunately he doesn’t have enough capital to do so. He requested a loan of IDR 4,500,000 from TLM to be spent on various kiosk products as well as more fish to sell. Melkianus hopes that his business will improve after he gets the loan assistance.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 16
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,450.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Melkianus to buy more stock for his kiosk e.g., snacks, coffee, tea, etc., and also to buy more fish to sell.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Jul 30, 2012
Currency Exchange Loss:
Apr 18, 2015