This is 48-year-old Ernest. He is married and has 3 children aged 3, 7, and 12. He has 1 additional dependent who lives with him to assist a younger brother with his education. In 2008, Ernest established business selling building materials and sportswear. The business was started to complement his job with district football and to increase his income. Working 6 days a week and 14 hours a day, he earns about SLL 2,874,000 every month from this business. He would like a loan in the amount of SLL 5,000,000. Ernest has already received and successfully repaid 1 loan and now requires a new loan in order to buy more cement. He hopes that this loan will enable him to increase his monthly profits by approximately SLL 689,760. In the future, Ernest plans to improve on the sale of imported cement. He thanks you for your support
About the Association or Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.