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This is 38-year-old Kadiatu. She is married and has 1 child aged 10 who is in school. She has 1 additional dependent who lives with her for schooling. In 2004, Kadiatu established her cosmetics business. She began her business because she wants to support her child's education. This business is her only source of income. Working 7 days a week and 10 hours a day, she earns about SLL 580,000 every month from this business. She would like a loan in the amount of SLL 4,000,000. Kadiatu requires a loan in order to buy cosmetics such as pure skin, doctor clear, citrine, and mekako spirit. She hopes that this loan will enable her to increase her monthly profits by approximately SLL 260,000. In the future, Kadiatu plans to travel abroad, to build a house and to educate her son. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Kadiatu to buy cosmetics for her shop.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Jul 30, 2012
Currency Exchange Loss:
Apr 17, 2013