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Phally is 48 years old. She is married and resides with five children in Takeo Province, Cambodia. She has been selling peanuts and potatoes for more than two years, earning approximately $3 per day. Her husband is a rice farmer who earns about $3 daily. Two of her children are employed. They are a garment worker and a construction worker. They earn about $6 each day.

In order to improve her family’s finances, Phally is requesting a loan of $1400 to purchase repair tools for her son to run a business repairing motorcycle. By doing so, her son would earn more income to financially support the family. In the future, she would like to run a business breeding pigs and help her children earn higher education. In addition, she hopes to rebuild her present house to make it more convenient for her family.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 282
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Phally to purchase repair tools for her son to run a business repairing motorcyle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 10, 2012
Sep 4, 2012
Currency Exchange Loss:
Jan 17, 2014