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Ang is 32 years old and operates a general store in her community, Baray, Kompong Tom province. She is married and has a teenage child attending school. She started her business 7 years ago. She gives thanks to her business and her loyal customers, which allow her to pay for sustenance, other costs, and allowances for her child. She enjoys her work because at the same time she can build good relationships with local people.
Recently due to the high cost of transportation fees and the lack of a vehicle for household use, Ang’s family encountered financial difficulties in covering those expenses. In order to better her living conditions and satisfy her family’s transportation needs, she decided to look for a loan of KHR 4,000,000 to purchase a motorcycle for commuting. She hopes that through her loan, she can earn a better income and save a portion of it for the future emergencies of her family as well as for her child’s education.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 290
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,105.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Ang to purchase a motorcycle for commuting.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Aug 5, 2012
Currency Exchange Loss:
Feb 19, 2014