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Sath is 63 years old and a resident of Reussey Keo district, a suburb area of Phnom Penh.

Since her husband passed away a few years ago, Sath has had big responsibilities for raising and educating her four children. But at the present time, they are all already settled for marriage.

Sath has operated a business in local market of her neighborhood. She buys fresh fish from her suppliers, and then she makes them become dried ones, which she sells to her customers. Through this, Sath can yield an average of USD 5 per day to cover household expenditures. One of her daughters serves her as her motivation in pursuing her retail business.

Because she lacks the money to increase her stock of fish for selling, Sath has applied for a loan of USD 700 to purchase more fish. She believes that it will be a valued fund to boost her profit, which she can use to better her living standard.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 263
    View loans »
    Cambodia Loans Fundraising
  • $37,517,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Sath to buy more fish to process and sell as dried fish.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Aug 5, 2012
Currency Exchange Loss:
Aug 17, 2013