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Namozkul lives in the Yavan district. He is a hardworking and goal-oriented person. Namozkul works as a tractor driver at a dekhan farm. He makes a good profit, but this money is still not enough to provide for the family because he is the sole income earner in the family. His children are getting older, and it will be necessary to marry them off. Therefore, Namozkul decided to get involved in animal husbandry during his time free from work. He is requesting this loan to buy bulls and calves for subsequent resale. Today, Namozkul has one dairy cow that provides the family with milk and dairy products. Namozkul is 44 years old, married and has four children.
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Намозкул проживает в Яванском районе. Он трудолюбивый и целеустремленный человек. Намозкул работает дехаканском хозяйстве в качестве тракториста. Он получает хорошую прибыль. Но этих денег не хватает, чтобы обеспечить семью, так как он один зарабатывает в своей семье. Его дети взрослеют, их необходимо женить и выдать замуж. Таким образом Намозкул решил заняться скотоводством в свободное от работы время. Намозкул просит кредит для закупа бычков и телят в дальнейшем для продажи.
У Намозкула на сегодняшний день имеет одна дойная корова, которая обеспечивает его семью молоком и молочными продуктами. Намозкул женат. Ему 44 года. У него четверо детей.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 154
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,525 helped Namozkul to buy bulls and calves.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 26, 2012
Jul 31, 2012
Currency Exchange Loss:
Feb 15, 2013