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Cristiam Lilliet
Cristiam Lilliet, age 42, has worked as a notification official for the judiciary branch for 20 years. This has shown her to be very responsible and honest. She is a very unassuming woman who is very dear to her work colleagues. She has two grown children. They both work and help with the family expenses.

Cristiam, due to her age and financial limitations, does not have enough money, in spite of having a decent job, to finish her house. The work on her house has been done through her own efforts and loans from Afodenic.

After two years she is requesting refinancing in order to buy construction materials to finish building the modest home that she so longs for. This way she will make her family more comfortable.
View original language description ↓
Doña Cristiam Lilieth de 42 años de edad, labora como oficial notificador del poder Judicial desde hace 20 años, la cual ha demostrado gran, responsabilidad y honestidad, es una mujer muy sencilla y muy querida por sus compañeros de trabajos, tiene dos hijos mayores de edad, ambos trabajan y ayudan con los gastos familiares.
Doña Cristien a su edad por los limitantes economicos y sus gastos que a pesar de contar con un trabajo digno pero aun le falta para lograr ver terminada su vivienda ya que ella lo ha realizado con esfuerzos propios y creditos obtenidos por afodenic, por lo que despues de dos años Solicita refianciamiento para invertirlo en compra de materiales de construccion y asi terminar de construir su Digno Hogar que tanto anela. De esta manera brindarle mejor comodidad a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 66
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $850 helped Cristiam Lilliet to improve her house.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 21, 2012
Aug 7, 2012
Currency Exchange Loss:
Sep 6, 2012