Rosa, 37, is a member of Girasoles Solidarity Group. She's single with no children and lives in the community of Zapotillo, Jamastran, in the city of Danli. She's a fighter and a very obliging person.
For 20 years she has worked making clothing, designing with various fabrics and colors, making her best styles, and practicing her techniques on a variety of garments that she makes. Rosa learned sewing when she worked in a "maquila" [foreign-owned factory]. She learned very well and in time decided to open her own small tailor shop. She works from 7:00 a.m. until 6:00 p.m.
With the help of this loan she's going to buy different types and colors of fabric to make different types of garment. With the help of this loan she'll be able to have enough capital to be able to buy all the accessories she needs to make her garments.
This is the second loan Rosa has requested from FAMA and she has made her payments punctually.
Rosa tiene 37 años de edad, es miembro del Grupo Solidario Girasoles, es soltera, no tiene hijos, ella reside en la comunidad del Zapotillo, Jamastran, de la ciudad de Danli. Es una persona muy luchadora y servicial. Desde hace 20 años se dedica a la elaboración de prendas de vestir, haciendo diseños con sus diferentes telas y colores, haciendo sus mejores diseños y poniendo en practica sus técnicas en diferentes trabajos que realiza, Rosa aprendió la costura cuando trabajo en una maquila, aprendió muy bien y con el tiempo se propuso a iniciar con su propia microempresa de costura, el horario de trabajo lo realiza de 7:00 am y culmina a las 6:00 pm. Con la ayuda de este préstamo comprara telas de diferentes tipos y colores para realizar diferentes tipos de trabajo. Con la ayuda de este préstamo podrá tener suficiente capital para poder comprar todos los accesorios que necesita para confeccionar sus prendas. Es el segundo préstamo que solicita Rosa en FAMA y ha cancelado sus cuotas de forma puntual.
Honduras is one of the poorest countries in the Western Hemisphere with approximately 59% of people living below the poverty line. Familia y Medio Ambiente OPDF (FAMA OPDF) is a Honduran non-profit with no religious or political affiliation. FAMA’s mission is to provide quality and opportune financial services so that men and women have equal opportunities to develop their micro or small businesses, whether they focus on agriculture, manufacturing or services. FAMA operates 13 branches throughout Honduras and serves over 12,500 clients.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.