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Ninoska Yamaly

Update on Ninoska Yamaly

Ninoska is a 25 year old young woman. She is single and has no children. She lives with her mother and sisters in the department of El Valle in southern Honduras. She has worked for more than 3 years in the grocery business, selling soft drinks, water, juice, basic grians, bread and more. She sells every day at her business that is located in her house in one of the neighborhoods of her town in southern Honduras.

Ninoska is asking for a loan to buy merchandise such as water, juice, soft drinks, corn, sugar, lard, rice, oil, bread, deli meats, meats, chicken and condiments to stock her business. With the support of her loan she will be able to stock her business and therefore improve her income. Her wish is to keep working with the institution.

Ninoska's dream is to do some home improvements and stock her business more to be able to improve her income and her financial quality of life.

San Lorenzo, Valle – Julio 2012
View original language description ↓
La joven Ninoska de 25 años de edad, esta soltera y no tiene hijos, vive junto a su madre y hermanas en el departamento de Valle al sur de Honduras. Se dedica desde hace más de 3 años al negocio que es la venta de abarrotería, refrescos, agua, jugos, granos Básicos, pan, entre otros. Sus ventas son diarias en su negocio que tiene ubicado en su casa de habitación en uno de los barrios de su Pueblo al sur de Honduras.
Ninoska Solicita su préstamo para la compra de mercadería como Agua, Jugos, Refrescos, maíz, azúcar, manteca, arroz, aceite, pan, embutidos, carnes, pollo y condimentos para surtir más su negocio. Con el apoyo del préstamo ella lograra surtir un poco su negocio y por ende mejorar sus ingresos, su deseo es seguir trabajando con la institución.
Ninoska su sueño es realizar mejoras a su casa y surtir más su negocio para poder mejorar sus ingresos y su estatus de vida económico.
San Lorenzo, Valle – Julio 2012

Previous Loan Details

Ninoska is 21 years old, single, and lives with her parents. She has a business selling everyday consumer products from a store in her home. Ninoska wants to invest this loan in the purchase of groceries to restock her business since her customers are requesting that she carry a wider vari... More from Ninoska Yamaly's previous loan »

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,800
    Average annual income
  • 85
    View loans »
    Honduras Loans Fundraising
  • $8,841,900
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Ninoska Yamaly to buy water, juice, soft drinks, corn, sugar, lard, rice, oil, bread, deli meats, chicken and condiments for her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Aug 7, 2012
Currency Exchange Loss:
May 17, 2013