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Alejandra Humbertina

Update on Alejandra Humbertina

Alejandra is 43 years old. She lives with her husband who works as a security guard. They share the household expenses as they are a close-knit family. Alejandra has worked as a concierge for a hospital for 22 years. According to business and personal references this lady is very responsible with her commitments and has risen above her Afodenic loan as she has paid on time and through her own effort. Also, she is very grateful to Kiva for financing these loans that have helped so much since she has improved her housing because with the previous loan she was able to plaster the walls of her home and continue improving it. At this time she is asking for her 9th loan to invest in the construction of a pantry in the kitchen of her home, in this way giving a greater value to her housing and it will also look better and thus improve the condition of the home.

Her dream is that her precious family does not lack for daily bread and to go on overcoming living conditions each day and to enjoy good health.
View original language description ↓
Doña Alejandra de 43 años de edad, vive junto a su esposo quien labora como guarda de seguridad ambos comparten con los gastos familiares ya que es una familia bien unida, Alejandra desde hace 22 años desempeña el cargo de conserje en un hospital, según referencias comerciales y personales esta señora es muy responsable con sus compromisos y ha venido superando con creditos de Afodenic los que ha pagado en tiempo y forma con esfuerzo propio, tambien esta muy agradecida con Kiva por fianciarle estos creditos que le han servido de mucho ya que con ello ha mejorado su vivienda pues con el credito anterior logro repellar las paredes de su vivienda y continua mejorando, esta vez solicita su 9no. crèdito, para invertirlo en la construccion de un pantri en la cocina de su vivienda de manera que esto le dara mayor valor a su vivienda y a la vez le dará mejor presentacion y por ende mejor condiciones en su hogar.

Su sueño es que a su preciosa familia no le falte el pan de cada dia e ir superando sus condiciones de vida cada dia y gozar de mucha salud.

Previous Loan Details

Doña Alejandra is 41 years old and her husband works as a security guard. They share the household expenses since they are a very close-knit family. For 20 years Alejandra has worked as a concierge at the Jacinto Hernandez hospital. According to business and personal references this lady is ve... More from Alejandra Humbertina's previous loan »

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 125
    View loans »
    Nicaragua Loans Fundraising
  • $24,581,200
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Alejandra Humbertina to build a pantry.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 21, 2012
Listed
Sep 1, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2014