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Don De Dieu Group
In this Group: Ayaba Marthe, Inès Ahouéfa, Bibiane, Félicienne, Clémence, Eugénie, Zita, Béatrice, Hortense, Emilie, Colette, Cathérine, Clarice, Arsène Trinité, Essivi
The group DON DE DIEU (gift from God) consists of fifteen members who all live in the same neighborhood. This is the group’s first time seeking financial assistance from ALIDé to bolster their activity.

The group’s representative is Ayaba Marthe, seen with her hand raised in the photo. Ayaba Marthe, age 41, lives in Benin. She never attended school. She is married to a man named Célestin. The couple have five dependent children, four of them being their own. Ayaba Marthe lives with her husband and their children, and the couple handle the various household responsibilities together. To that end, Ayaba Marthe sells food products, liqueurs, charcoal and cosmetic products from her home. She buys her stock locally and in a city of Benin.

To achieve customer satisfaction and to increase her sales and revenue, Ayaba Marthe and the other members of the group DON DE DIEU are seeking a first loan from ALIDé. This loan will help them to bolster their activity and boost their profits.
Le groupement DON DE DIEU est composé de quinze personnes qui résident dans le même quartier. C'est la première fois que ce groupement sollicite l'aide financier de ALIDé, afin d'élever le niveau de son activité. La représentante du groupe, du nom de Ayaba Marthe est celle qui a la main levée sur la photo. Ayaba Marthe est âgée de 41 ans et vit au Bénin. Ayaba Marthe n’a pas fréquenté l’école. Ayaba Marthe est mariée à un certain Célestin. Le couple a cinq enfants à leur charge. Parmi les enfants, quatre sont leurs propres enfants. Ayaba Marthe vit ensemble avec son mari et ses enfants et assure ensemble avec son mari les charges de la maison. Afin d’assurer les diverses charges de la famille, Ayaba Marthe vend des produits vivriers, des liqueurs, du charbon de bois et des produits cosmétiques à son domicile. Ayaba Marthe s’approvisionne dans sa région et dans une ville du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Ayaba Marthe sollicite ensemble avec les autres membres du groupement DON DE DIEU, un premier crédit auprès de ALIDé. Ce prêt leur permettra certainement à hausser le niveau de leurs activités et à se faire plus de profits.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,500
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 533.8
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Don De Dieu Group's $1,900 loan helped a member to buy food products, liqueurs and cosmetic products for resale.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 28, 2012
Listed
Jul 29, 2012
Currency Exchange Loss:
Possible
Ended:
May 19, 2013