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Cesar Antonio

Update on Cesar Antonio

Cesar is continuing with his business; he is selling fried foods and soft drinks in greater quantities. He and his wife work together for the well-being of their family. His two children are in school.

He is pleased with his prior Afodenic loan with which he made improvements to his house and place of business where he was able to install a restroom to provide better service. Now, with this new loan, he will put ceramic tile in his living room, because the flooring that he has is very old and worn-out. What he wants is to put in ceramic tile, which would be more hygienic, and would make his home more beautiful. With this loan, he will buy: 74 square meters of ceramic tile, cement, and separators to start the work.
View original language description ↓
Cesar sigue comercializando su venta de fritanga y ahora frescos en más cantidad que junto a su esposa trabajan juntos para el bienestar de la familia. Sus dos hijos estudiando.
Contento por las mejora a su casa y el local del negocio al hacer el servivio higienico para dar un mejor servicio, esto lo ha logrado con financiamiento en Afodenic, hoy con este nuevo préstamo pondrá cerámica a su sala, pues el piso que tiene esta ya muy viejo y cascado, lo que desea es mejorar al poner cerámica que es mas higiénica. Y su vivienda estará más bonita. Comprara: sesenta y cuatro metros cuadrados en cerámica, cemento, separadores para comenzar la obra.

Previous Loan Details

Cesar is a very dedicated business man. This way, he can have his own business in order give his family their basic needs. He sells fried snacks and soft drinks every day at his house with the help of his wife. He started his business five years ago with some of his own money and with money the ... More from Cesar Antonio's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 76
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Cesar Antonio to buy tile to install in his living room.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 25, 2012
Sep 1, 2012
Currency Exchange Loss:
Aug 18, 2013