Update on Joshep ChristianJoshep continues to work restoring paintings in a Cuzcan school. He is an expert in the art of restoring antique paintings from the colonial era. He uses a variety of techniques to carry out a perfect restoration, putting a fine finish on old paintings and canvases. He studied art, with its techniques, forms, and styles, and knowing the past, he continues to make significant contributions to our culture. At this time, he is continuing with his communal bank, because they have savings that allow them to generate their own interest. He is requesting a loan to invest in the purchase of art that local artists bring to him, that he will exhibit and sell.
Joshep requests a loan to invest in the purchase of one or two paintings from traditional artists.
El socio solicita el préstamo para invertir en la compra de uno o dos cuadros de los artesanos tradicionales.
Previous Loan DetailsJoshep is 26 years old, single, and lives in the city of Cusco, Peru. Joshep is currently working at the National Institute of Culture as a paintings restorer. He has been in this business for two years and it is going very well. On this occasion, he needs a loan so that he can save as, in the... More from Joshep Christian's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid