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Mosoc Killa Group
In this Group: Lilian , Evangelina, Clotilde*, Yelybeth, Julia, Marco Alexander, Ana Maria, Wilda, Alberto, Elias, Yanet, David Romulo*, Jaime, Norma Edmila, Giovana Margot, Elba, Jose Samuel
* not pictured

Update on Mosoc Killa Group

These members belong to the community bank "Mosoc Killa". This bank is located in the district of Cusco, belongs to the province of Cusco and the department of Cusco.

The member is Mrs. Lilian. She is married, 41 years old, and has two children. She works with her carpentry business. Along with her husband, she works making beds, doors, and windows among other things. She works from 8:00am until 7:00pm. For some opportunities, she cannot make large doors because the price of wood has cone up and for her it is complicated to make purchases. However, she happily works hard so that her and her husband can get some money together and and buy tools for her work. She already has been working for five years in this business and enjoys working with wood. Through this business, she is providing a better life for her children. Her dream is to increase the size of her carpentry business. She is asking for a loan to buy wood and tools for her carpentry business. The other members work in the cafeteria business, the music business, selling beauty products, the carpentry business and the clothing retail business.

She is very thankful to whoever becomes a part of this dream through this medium (Kiva) and promises to pay the loan dues according to the established schedule.
View original language description ↓
Los socios pertenecen al banco comunal “MOSOC KILLA”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Lilian ella es casada y tiene 41 años y tiene 2 hijos; La socia trabaja con su negocio de taller de carpintería, la socia junto con su esposo trabajan haciendo camas,puertas,ventanas entre otros trabajos, la socia trabaja desde las 8:00 a.m hasta las 7:00 p.m,en algunas oportunidades la socia no puede hacer trabajos de puertas grandes porque la madera sube su precio y para ella es complicado comprar pero felizmente con el trabajo duro que ella y su esposo realizan pueden juntar dinero y comprar su herramienta de trabajo, la socia ya tiene 5 años en este negocio y le gusta realizar trabajos en madera, por medio de este negocio la socia saca adelante a sus hijos, el sueño de la socia es ampliar el negocio de taller de carpintería. La socia solicita el préstamo para comprar madera y herramientas para su taller de carpintería. Los otros socios se dedican al negocio de cafetería, negocio de músico, negocio de venta de productos de belleza, negocio de carpintería y negocio de venta de ropa.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The communal bank “Mosoc Killa” is currently in the VII cycle and is shaped by hard working and entrepreneurial people who are looking for opportunities at every moment to get ahead and with their daily efforts they are delivering a better future for their children. The communal bank's meetings a... More from Mosoc Killa Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $57,919,550
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mosoc Killa Group's $6,725 loan helped a member to buy wood and tools for her carpentry store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 3, 2012
Jul 31, 2012
Currency Exchange Loss:
Dec 15, 2012