Update on Bertha CamilaThis member belongs to “SEÑOR DE TETE CACA” Communal Bank. The bank is located in the district of Cusco, belonging to Cusco Province in the department of Cusco.
This member, Bertha, continues with her business selling light refreshments. She has been in this business for awhile and it has been doing well thanks to the effort she puts into it every day. She prepares hamburgers, “salchipapas” [fried sausage and French fries] and soft drinks, among other items.
Bertha is a happy and responsible person who is eager to continue in her business. At the same time she is also dedicated to making traditional dresses, on request. Both her food business and dressmaking endeavor are the ways she is getting ahead and also supporting her family.
Bertha is requesting this loan to purchase supplies to make her school snacks, such as cooking oil, bread and cookies, among other items. She is happy with the loan and is committed to making her payments on time.
La socia continua con su negocio de venta de refrigerios,la socia lleva buen tiempo en este negocio el cual le va bien gracias al empeño que le pone cada dia a su negocio,la socia elabora hamburguesas,salchipapas,refrescos entre otros,la socia es una persona alegre y responsable con muchas ganas de continuar con su negocio ,a la vez la socia tambien se dedica a la confeccion de trajes tipicos a pedido , siendo de esta manera que la socia sale adelante y tambien puede apoyar a su familia.
La socia solicita el credito para la compra de insumos para la elaboracion de los refrigerios escolares como aceite,pan,galletas entre otros.
La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.
Previous Loan DetailsThe member belongs to the Señor de Tete Caca communal bank, located in the district of Cusco, in the province of Cusco and department of Cusco. The member, Bertha Camila, is 62 years old and married with four children. She alternates her daily activities with her business selling refreshments… More from Bertha Camila's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 6 months (Additional Information)
- Repayment Schedule
- Jul 13, 2012
- Jul 31, 2012
- Currency Exchange Loss:
- Dec 15, 2012
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.