Jenifer lives in the town of Kalerwe in the Kampala East region of Uganda. She is widowed and has four children, three of whom currently attend school. For the last three years, Jenifer has worked hard to manage her retail shop, where she sells drinks and household items. To help expand her business, Jenifer has requested a loan for 2,500,000 Ugandan Shillings from BRAC Uganda. She will use the loan to buy more items to sell to her customers. She hopes to generate greater profits and increased sales so that she can expand her store. Jenifer is a member of BRAC's Small Enterprise Program (SEP), which primarily serves small entrepreneurs like her who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.
About BRAC Uganda
This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.