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She's married and has five children, two of whom still attend school. She lives with her family in a house she owns and doesn't support anyone else.
She owns her own business selling foodstuffs. With this loan she intends to purchase construction supplies (cement, iron, rocks) and to pay for labor, so she can continue building her house.
In the future she wishes to finish building her house and to build additional rooms for her children. For that reason she pledges to repay the loan as scheduled, so she can request more loans from Hluvuku.
The challenge she faces is buying a vehicle for her family's transportation, and ensuring her children's education.
View original language description ↓
Casada e mãe de 5 filhos dos quais 2 ainda frequentam a Escola, vive na casa própria com a sua família e não sustenta mais ninguém.
Tem um negócio próprio de venda de produtos alimentares. Com este empréstimo pretende comprar material de construção (cimento, ferro, pedra e o pagamento da mão de obra), para dar continuidade a obra da sua casa.
No futuro deseja terminar a sua casa e construir dependências para os filhos, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é adquirir uma viatura para transportar a sua família e garantir a formação dos seus filhos.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 138
    View loans »
    Mozambique Loans Fundraising
  • $2,804,250
    Funds lent in using Kiva
  • 27.7
    Mozambique Meticais (MZN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $725 helped Laurencia to purchase construction supplies (cement, iron, stone) and to pay for labor, so she can continue building her house.
99% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 3, 2012
Aug 1, 2012
Currency Exchange Loss:
Sep 17, 2013