Sok is a 30-year-old married woman who has been living in Baray district, Kompong Tom province. Sok is engaged in a farming business to support her living, primarily growing rice and potatoes on her own farmland. She has been working in this field along with her spouse who is very helpful and supportive in maintaining the farm. Sok has two dependent children who are studying and in need of daily allowances.
Due to insufficient funds, Sok has applied for a loan in the amount of KHR 2,000,000 for renting a tractor to till the land. Also with the borrowed amount, she will purchase seeds to sow on her soil. This loan will take part in developing her current business. She believes that with the help of the loan, she will be able to have a fruitful harvest in the upcoming cropping season. Sok comes to HKL for the first time to gain access to financial services.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.