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Jovanka is 29 years old. She is single. She lives with her parents in a Serbian community in Kosovo.

She has been running a boutique for three years. She sells clothes for different tastes, and her business is going so well. She has many customers that like her boutique, and this helps her to make a profit.

At the moment, she is running the business alone, but she hopes to hire a helper in the future. She is usually open Monday through Saturday from 7:00 AM until 6:00 PM. However, she extends her schedule when needed.

Jovanka will use the loan from KosInvest to buy a larger variety of clothes for her autumn and winter collection to sell so as to meet her customer's needs.

Her goal is to expand the business. She is thinking of adding different clothes in order to have more customers and to increase her income. She hopes to expand her business and to own a big boutique shop in the future.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Kosovo

  • $7,600
    Average annual income
  • 18
    View loans »
    Kosovo Loans Fundraising
  • $1,852,425
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Jovanka to buy more autumn and winter clothes to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 24, 2012
Jul 29, 2012
Currency Exchange Loss:
Aug 17, 2013