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Amparo
This is Amparo, 53, a resident of Cavite, Philippines. She has one child who goes to school. Amparo operates a small convenience store and works hard to continually provide income for her family's everyday expenses. In the Philippines, a variety store is basically a small convenience store, which sells groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy a sachet of shampoo, a small amount of cooking oil, or an egg. Amparo earns a profit by purchasing supplies at wholesale prices and selling them retail. Her regular customers are her neighbors and local community members and she earns a minimum of 500 PHP in daily sales.

Amparo is requesting a 15,000 PHP loan to buy groceries, toiletries, and beverages to expand her product inventory. She expects a boost in her business income with her loan. Amparo hopes to grow her business and dreams of improving her family's future with all of her hard work on her business. She faithfully meets up weekly with her co-fellowship* members to share stories of her work and draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. Groups gather weekly to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 928
    View loans »
    Philippines Loans Fundraising
  • $53,508,550
    Funds lent in using Kiva
  • 42.1
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Amparo to pay for grocery items and products needed in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 12, 2012
Listed
Aug 5, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013