This is Amparo, 53, a resident of Cavite, Philippines. She has one child who goes to school. Amparo operates a small convenience store and works hard to continually provide income for her family's everyday expenses. In the Philippines, a variety store is basically a small convenience store, which sells groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy a sachet of shampoo, a small amount of cooking oil, or an egg. Amparo earns a profit by purchasing supplies at wholesale prices and selling them retail. Her regular customers are her neighbors and local community members and she earns a minimum of 500 PHP in daily sales.
Amparo is requesting a 15,000 PHP loan to buy groceries, toiletries, and beverages to expand her product inventory. She expects a boost in her business income with her loan. Amparo hopes to grow her business and dreams of improving her family's future with all of her hard work on her business. She faithfully meets up weekly with her co-fellowship* members to share stories of her work and draw strength and inspiration from the Word of God she studies.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. Groups gather weekly to study the Word of God, build social capital, and pay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.