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Zeneida De Los Angeles
Zeneyda is 26 years old and she lives with her parents as she is a single mother of a 5-year-old daughter. She has been working as a waitress in a pizzeria for five years, and she has succeeded to provide stability for her family's well being. Thanks to her parents: they support her and help her caring for her daughter, as she works on rotating shifts and some days she works at night.
Her goal is to make improvements to her parents’ house, where she also lives: she wants to build a wall at the end of the courtyard to assure safety to the property and to her family. She will buy stone, sand, cement, iron wooden planks and other construction materials in order to start the works and to benefit from this improvement, and thanks to this loan she will succeed in making it happen.
View original language description ↓
Zeneyda tiene la edad de 26 años, vive junto a sus padres, siendo madre soltera de una niña de 5 años, hoy en día trabaja de mesera en una pizeria con cinco años de experiencia, el cual ha logrado estabilidad para el bienestar familiar, y que gracias a la ayuda sus padres ha salido adelante al apoyarla y cuidarle a su niña. Ya que tiene horarios rotativos y hay día que sale noche
El objetivo es la mejora de la casa de sus padres que es donde vive, quiere hacer la construcción de un muro en la parte de atrás del patio, reguardando la propiedad para seguridad de la familia. Comprara materiales de construcción en piedra, arena, cemento, hierro, tablas de madera y otros para comenzar la obra y gozar de esta mejora que gracias al financiamiento está haciendo posible esta obra.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Zeneida De Los Angeles to buy stone, sand, cement, iron wooden planks and other construction materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 11, 2012
Sep 1, 2012
Currency Exchange Loss:
Sep 18, 2013