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Update on Caroline

Caroline was able to restock her business with more second-hand clothes. Part of the money also went towards the payment of her children's school fees. Inflation posed the greatest threat to her business. Even then, Caroline has been able to meet her family needs and is intending to apply for another loan in the near future. She is asking for a loan of 41,850 Kenya shillings to purchase additional stock of clothes for sale.

Previous Loan Details

Caroline lives in Likoni area of the Coastal Province, Kenya. She is married and has two children. She sells clothes at the market stalls beyond the course way. Likoni has a huge number of low to middle class people. Caroline began her business from her personal savings. She learned about Mil... More from Caroline's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 844
    View loans »
    Kenya Loans Fundraising
  • $42,925,925
    Funds lent in using Kiva
  • 84.2
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Caroline to purchase more clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Jul 29, 2012
Currency Exchange Loss:
May 17, 2013
This photo was used before for a previous loan for Caroline. It was first posted on Kiva on Dec, 2011. Learn More