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Julia Marina

Update on Julia Marina

This member belongs to the “SEÑOR DE TETE CACA” communal bank. The bank is located in the Cusco district, which is part of the province and administrative district of Cusco.

The member is Julia Marina. She continues in her business of selling crafts; at the same time she is also [engaging] in the business of undergarment sales. As a street vendor, she sells them to customers that seek her out, like friends, relatives, and others. This member is a responsible person and has an eager desire to continue working for [the benefit] of her family; thus she [is responsible for] giving economic support to her family.

This [communal bank] member requests a loan in order to purchase undergarments wholesale. She is happy for this loan [opportunity] and she is committed to making her payments when they are due.
View original language description ↓
La socia pertenece al banco comunal “SEÑOR DE TETE CACA”; El banco está ubicado en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Julia Marina;La socia continua con su negocio de venta de manualidades,a la vez la socia tambien se esta dedicando al negocio de venta de ropa interior ,la socia vende de forma ambulatoria a sus clientes que le solicitan como amistades,familiares entre otros,la socia es una persona responsable y empeñosa con muchas ganas de continuar trabajando por su famila,siendo de esta manera que la socia apoya a su familia economicamente.
La socia solicita el credito para la compra de ropa interior al por mayor.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

This member belongs to the “SEÑOR DE TETE CACA” communal bank. The bank is located in Cusco district, which is part of the province of Cusco and the department of Cusco. The member is Señora Julia Marina. She is 62 years old, and is married with five children. The member combines her daily a... More from Julia Marina's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Julia Marina to purchase of undergarments wholesale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Jul 30, 2012
Currency Exchange Loss:
Dec 15, 2012
This photo was used before for a previous loan for Julia Marina. It was first posted on Kiva on Nov, 2011. Learn More