Sabina is a married woman. She has 2 children with ages ranging from 1 year to 3 years. She describes herself to be an ambitious woman. She operates a retail store where she sells items such as sugar, salt, flour, sodas, bread etc. She has been involved in this business for 2 years. Her business is located within a conducive business area. She describes her biggest business challenge to be high cost of household items. She will use the Kes 20,000 loan to buy more household items. Her business goal is to run another retail shop.