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Ousmane lives approximately 16 kilometers from the institution. He is a married father of a family, and works throughout the day from 7 am to 6 pm to pay for his family's daily expenses and his children's education. He has worked in market gardening for more than 15 years, and has requested a 500,000-franc loan. The loan will be used to buy seeds and fertilizers.

This is Ousmane's third loan, and he has respected his repayment commitments with the institution for his previous loans. With a good harvest he will be able to pay for his children's education, as well as to improve his family's food conditions. One day he would like to have his own field, and to produce more.
View original language description ↓
 Ousmane habite à environ 16 km de l’institution, marié et père de famille il travaille à longueur de journée de 7 h à 18 h pour faire face aux dépenses quotidiennes de la famille et à la scolarité de ses enfants. Il évolue dans le maraichage depuis plus de 15 ans et il demande un prêt de 500 000 f pour acheter des semences et des engrais.
Mr Ousmane est à son troisième prêt, pour les prêts antérieurs il a respecté ses engagements vis-à-vis de l’IMF, avec une bonne récolte il pourra payer la scolarité de ses enfants et améliorer les conditions alimentaires de la famille.IL veut un jour avoir son propre champ et produire plus.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 88
    View loans »
    Senegal Loans Fundraising
  • $13,835,375
    Funds lent in using Kiva
  • 540.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Ousmane to buy seeds and fertilizers so he has a good harvest.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 28, 2012
Jul 31, 2012
Currency Exchange Loss:
Mar 20, 2013