Lucy is a 36-year-old married woman. She has two children 2 months and 2 years old. She describes herself as a business-oriented woman .
She operates a barber shop where she provides hair cut services. She has been involved in this business for one year and employs three staff members. Her business is located within a busy business environment and her primary customers are ladies, children and men. She describes her biggest business challenge as insufficient funds for improving the business.
She will use the KES 80,000 loan to buy two shaving machines. Her business goal is to run more barber shops within five years. She hopes that in the future, she will build rental houses.