For the most part, they used to sell used clothing, an activity that for the moment has a lot of legal problems, and it's not very profitable anymore. This is why they decided to search for another type of business. Now with the help of the tailoring shops that Pro-Mujer offers, they design all types of clothing, that is to say: school uniforms, blouses, dresses, and pants. They also make backpacks and camera cases. They say that they need more capital to be able to buy raw materials and special machinery to make these products and in this way to make their businesses prosper.
Translated from Spanish by Tanya Harper, Kiva volunteer
La asociación “GAVIOTAS” pertenece a la familia de Pro-Mujer hace 3 años, grupo formado por 18 mujeres que trabajan con mucha responsabilidad.
Ellas en gran parte se dedicaban a la venta de ropa usada, actividad que de momento tiene muchos problemas legales, ya no es muy rentable, entonces decidieron buscar otro tipo de negocio. Ahora con la ayuda de los talleres de confección que ofrece Pro-Mujer, diseñan ropa de todo tipo, es decir, uniformes de escuela, blusas, vestidos, pantalones de vestir, también confeccionan mochilas y estuches de cámaras. Afirman que necesitan capital para poder comprar materia prima y maquinaria especial para la fabricación de estos productos de esta manera lograr que sus negocios prosperen.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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