Cissy is 44 years old and lives in the town of Namutumba in the Iganga region of Uganda. She is married and has 5 children with 4 of them currently in school. For the past 23 years, Cissy has been working hard to manage her garment shop, which sells ladies, men's and children's wear.
To help expand her business, Cissy has requested a loan of 3,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more mens' wear and ladies' bags, and will help Cissy to generate greater profits and increase her income level to allow her to pay school fees. Cissy hopes that in the future she will be able to own her own supermarket.
Cissy is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Cissy who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.
About BRAC Uganda
This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.