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Esperance Group
In this Group: Atosha, Celestine Dada, Furhaha, Kabala, Kabala, Kahindo, Kavira, Mihali, Mulangala, Naburhalina, Nafasi, Nzigire, Riziki, Mwibiritsa, Mawazo
Kahindo is secretary of the Esperance business group. She is married and the mother of four childern. Her husband is a civil servant at the RVA (air travel authority in the Democratic Republic of the Congo). Kahindo sells secondhand shoes in a market. She began her business with a loan through Hekima and has recently completed two cycles in the microcredit program. This new loan will help her to buy 20 pairs of shoes. She thanks Hekima for its support and for helping women entrepreneurs to gain independence.
La cliente Kahindo est secrétaire du le groupement d’affaire Esperance, elle est mariée et mère de 4 jeunes enfants. Son mari est un fonctionnaire de la régie de voies aériennes (RVA). La cliente est vendeuse de souliers usagés dans un marché. Elle commença son business avec le crédit de l’IMF Hekima. Elle vient de réaliser 2 cycles dans le programme de microcrédit. Ce nouveau crédit doit lui servir de s’approvisionner avec 20 paires de souliers. Ainsi, elle remercie Hekima pour son appui et autonomisation des petits entrepreneurs femmes

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 16
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,650,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Esperance Group's $1,600 loan helped a member to buy 20 pairs of shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 26, 2012
Listed
Aug 2, 2012
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2012