Khadija is a married woman. She has nine children with ages ranging from 4 years old to 26 years old. She describes herself to be humble and God-fearing. She operates a food stall where she sells clothes material and snacks. She has been involved in this business for three years. Her business is located in a strategic business environment and her primary customers are local residents. She describes her biggest business challenge to be shortage of stock for resale to meet the high demand of customers. She will use the KES 50,000 loan to buy clothes material and food ingredients for making snacks for sale. Her business goal is to be a distributor of clothes material within five years. She hopes that in the future, she will diversify her business into building rental houses for housing accomodation.