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Unidade Group
In this Group: Ana , Zulmira , Eduarda , Maria
Ana is 37 years old. She is a widow woman with her five children all in school. She sells bread in front of her home.

She will purchase additional supplies, including flour, oil, and sugar, for her to make bread. She started this business one year ago.

She lives in a house made of bricks and zinc for the roof. She hopes that with the loan she can build a good house and support her children to go to university.

Ana is a group leader from Unidade Group, which means Unity Group. She is the one holding the document.

Additional Information

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Timor-Leste

  • $6,800
    Average annual income
  • 53
    View loans »
    Timor-Leste Loans Fundraising
  • $2,408,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Unidade Group's $1,200 loan helped a member to buy flour, oil, and sugar to make bread.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jul 17, 2012
Jul 28, 2012
Currency Exchange Loss:
Feb 15, 2013