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Gs 11 De Julio Group
In this Group: Daysi Carolina, Betina Milagro, Heliodora
Daysy earns her living in business, primarily selling groceries. She has three years of experience. The business has helped her get ahead and has been her family's main source of income. The store is located on a main street of her community, frequented by lots of people who work in the tobacco factories, who are also her customers.

Daysi is seeking the support of a loan to purchase products like sugar, butter, soap, rice, sausages, cookies, spaghetti, and other items so she can provide good service to her customers. She typically sells on credit, so she dreams of having the best grocery store in the area, stocked up with all the products her customers want. She also wants to buy a motorbike to go and sell merchandise in the mountains.

Daysi is seeking a group loan with the following borrowers: Betina, a businesswoman with four years of experience, who has a grocery store (selling basic grains, bicycle spare parts, and school supplies); and Heliodora, who has five years of experience, and whose principal business is selling men's clothing, shirts, skirts, undergarments, children's clothing, and groceries.
View original language description ↓
Daisy, se dedica al comercio su actividad principal es la venta de abarroteria (pulpería) ella cuenta con 3 años de experiencia, negocio que le ha ayudado a salir adelante ya que ha sido la principal fuente de ingresos y la de su familia, su negocio esta ubicado en la calle principal de su comunidad, el cual transita gran cantidad de personas que trabajan en las fabricas de siembra de tabaco, misma que son clientes de Daysi.
Daysi esta solicitando el apoyo con el préstamo para la compra de productos como ser: azúcar, manteca, jabón, arroz, embutidos, pastas, espaguetis y otros para la buena atención de los cliente, ya que ella generalmente le vende la mercadería al crédito, ella sueña con tener la mejor pulpería de la zona y abastecer de producto a sus clientes, también quiere comprar una motocicleta para ir a vender mercadería a la montaña.
Daysi esta solicitando el préstamo de manera grupal con las siguientes personas;
Betina, se dedica al comercio, su actividad principal es la venta de abarroteria (pulpería, venta de Granos Básicos, repuestos de bicicleta, útiles escolares) ella cuenta con 4 años de experiencia.
Heliodora, se dedica al comercio y su actividad principal es la venta de ropa de varón, camisas, faldas, ropa interior ropa de niño, y la pulpería ella tiene 5 años de experiencia en el mismo.
Danli, El Paraíso - Julio 2012

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,200
    Average annual income
  • 44
    View loans »
    Honduras Loans Fundraising
  • $8,354,075
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Gs 11 De Julio Group's $1,750 loan helped a member to buy sugar, butter, rice, sausages, cookies, spaghetti, and other items for her store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 13, 2012
Listed
Aug 5, 2012
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013