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Eric Gerardo
Eric Gerardo is 39, married, and lives with his wife at this time. With the loan, he intends to buy agricultural supplies such as fertilizers and sprays, as well as a spraying machine.

He intends to buy all these supplies, as well as the machine for spraying the coffee, so that it can be kept in excellent condition, and so that he can do his work more quickly and easily. This way he will be able to generate more profit, and obtain a better quality of life and economic stability.

This is the first loan he has received from Fudecosur. He had not had other loans before from regular banks, but Fudecosur has offered him the loan with easier terms and at a much lower interest rate.
View original language description ↓
Eric Gerardo, tiene la edad de 39 años, está casado, vive con su esposa actualmente. El con el crédito pretende comprar insumos como abonos y fumigaciones, además una máquina para fumigar. El tiene pensado comprar todos estos insumos y además la máquina para fumigar el café para que se mantenga en excelentes condiciones y hacerlo de una forma más ágil y rápida y poder generar más ganancias y obtener una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 494.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Eric Gerardo to maintain his coffee plantation.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 26, 2012
Jul 30, 2012
Currency Exchange Loss:
Oct 17, 2014