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Angel Alfonso
Ángel is 36 years old and works as an automotive mechanic. He is the father of three children, aged 12, 14 and 15 years old who are students. He is separated from his wife. At the beginning, he started learning mechanics in a garage, what was his means of support.

His goal is to improve his home, which is simple, made with parts of concrete and zinc. He wants to continue the concrete walls to provide more safety for his children, so he can take better care of his young children.

The improvement will be possible with a loan granted by Afodenic, so he will progress in a short term with great satisfaction. Materials to buy: blocks, sand, cement, and iron, so he can begin the work.
View original language description ↓
Don Ángel tiene la edad de 36 años, de oficio mecánico automotriz, padre de tres hijos 12,14, y 15 años, estudiantes, separado de su esposa, al inicio comenzo aprendiendo la mecánica en un taller, siendo en día su sustento. Para el mejoramiento de su vivienda es su objetivo, siendo su casa de condiciones sencillas de parte de concreto y zinc, el cual quiere continuar las paredes de concreto para mejor seguridad de sus hijos, y poder tener un mejor cuido para sus pequeños hijos.
Siendo posible esta mejora con préstamo otorgado en Afodenic, que para él es de gran satisfacción avanzar en corto plazo. Materiales a comprar: bloques, arena, cemento, hierro, y comenzar la obra.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $1,200 helped Angel Alfonso to buy building materials to start building concrete walls.
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Aug 5, 2012
Currency Exchange Loss:
Sep 4, 2012