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Yadis
Housewives gather together in Yadis’ store. They share their own community dynamic and daily buy basic staple items in the amounts each can afford. Yadis, 32, is the mother of two children who are 9 and 15 years of age who works daily with their wellbeing in mind which is why she does so with much effort and dedication thus retaining her clientele.

She started a business selling snacks, food, soft-drinks and groceries two years ago understanding that she must work to generate income to benefit her home which up to then was completely her husband’s responsibility and sometimes there wasn’t enough generated from his business; he’s a merchant too.

With her store she’s succeeded in earning income to strengthen the family’s wellbeing and today her dream for prosperity lies in expanding the business offering everything the market requires and her customers’ request. Often, due to the fast turnover, she is unable to respond in a timely fashion to demand. In addition, she sells few meat items because she lacks an appropriate way to refrigerate them to be able to have them in her inventory.

This is the reason why she’s calling on a Kiva loan, the first financing she gets from Fundación Mario Santo Domingo, to buy a freezer in order to keep meat, chicken and fish properly refrigerated. These are items she currently only sells in small quantities and wants to increase sales volume of them.

She thanks God for opening doors for her by means of this business and her medium-range goal is aimed at buying the house her business is located in to continue attaining wellbeing for her entire family.
View original language description ↓
En la tienda de Yadis, mujer de 32 años de edad, las amas de casa se reúnen, comparten su propia dinámica comunitaria y compran diariamente productos de la canasta familiar, en la cantidad que cada cual pueda pagar. Yadis es madre de dos hijos en las edades de 9 y 15 años, que diariamente trabaja pensando justamente en su bienestar, por eso lo hace con mucho esmero e interés conservando así a su creciente clientela.
Ella inició un negocio de tienda de ranchos, víveres, refrescos y abarrotes, hace dos años, entendiendo que debía trabajar para genera ingresos que beneficiaran su hogar, el cual solo estaba a cargo de su esposo y algunas veces no todo le salía bien con los ingresos de su propio negocio, pues es también comerciante. Con su tienda ha logrado ingresos para fortalecer el bienestar de su familia y hoy su sueño de prosperidad es ampliar su negocio, ofreciendo a su mercado todos los artículos por los cuales sus clientes preguntan y muchas veces su rotación rápida le impide responderles de manera inmediata, de igual manera vende pocos cárnicos pues no tiene una manera apropiada de refrigerarlos y tener un inventario. Esta es la razón por la cual acude a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará un congelador para hacer una buena refrigeración de carnes, pollo y pescado, artículos que vende en pequeñas cantidades y quiere incrementar el volumen de sus ventas. Ella da “Gracias a Dios por abrir puertas con este negocio” y su meta a mediano plazo se concentra en comprar la vivienda donde tiene su negocio para continuar logrando bienestar para toda su familia.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 299
    View loans »
    Colombia Loans Fundraising
  • $13,785,050
    Funds lent in using Kiva
  • 1,795.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,675 helped Yadis to buy a freezer.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 23, 2012
Listed
Jul 30, 2012
Currency Exchange Loss:
Possible
Ended:
Nov 18, 2013