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Karen Johanna
Karen, 33, is a single mother who has one child. She lives in the town of Las Vegas in the department of Santa Barbara, along with her parents and her son.

She has had her own business for 2 years, selling food products including: rice, beans, dairy products, meat, bread, churros, etc. This business is her only source of income, and she has been able to keep the business stable through her good management and reinvestment of profits. She is requesting a loan for 12,000 Honduran lempiras to buy products that she doesn't have that her customers are demanding. This way, she will have a greater variety of goods and so will be able to increase her sales. Her goal is to make progress each day along with her child.
View original language description ↓
Karen, tiene 33 años de edad, es madre soltera, tiene un hijo, vive en el municipio de las vegas Santa Bárbara junto a sus padres y su hijo.
Ella tiene su propio negocio desde hace 2 años donde vende productos alimenticios como arroz, frijoles, lácteos, carnes, pan, churros etc. este negocio es su única fuente de ingresos y lo ha mantenido estable por su buena administración y la reinversión de utilidades. Esta solicitando un préstamo por 12,000 Lempiras para comprar productos que no tiene y que demandan los clientes, así podrá tener variedad y podrá incrementar las ventas. Su meta es superarse cada día más junto a su hijo.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 36
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Karen Johanna to stock up her business with a variety of food products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2012
Jul 30, 2012
Currency Exchange Loss:
May 17, 2013